If you’re planning to upgrade your smartphone in 2025, Vivo has something for everyone — from budget-friendly 5G phones to premium camera flagships. In this guide, we’ll look at the top 5 Vivo phones you can buy right now and also explore how to get them on EMI without using a credit card.
📱 1. Vivo X200 5G – The Flagship Beast
Vivo’s latest flagship, the Vivo X200 5G, brings everything premium — a stunning curved AMOLED 120Hz display, the powerful Dimensity 9400 processor, and a triple 50MP camera setup for exceptional photography.
With 100W fast charging, you’re powered up in minutes.
💰 Price: ₹49,999
⭐ Best For: Professional photographers and power users.
💎 2. Vivo X200 FE 5G – Flagship Feel, Mid-Range Price
The X200 FE (Fan Edition) offers near-flagship performance at a more accessible price. It features an AMOLED 120Hz display, Dimensity 8300 Ultra chipset, and a premium design.
💰 Price: ₹39,999
⭐ Best For: Those who want a luxury experience without breaking the bank.
⚡ 3. Vivo V60 5G – The Stylish All-Rounder
A perfect mix of style and performance, the Vivo V60 5G packs a Snapdragon 7 Gen 3 chip, a 64MP triple camera, and IP68 dust-water resistance. It’s ideal for users who want both looks and performance.
💰 Price: ₹29,999
⭐ Best For: Vloggers, professionals, and mid-range users.
🔋 4. Vivo Y400 Pro 5G – Reliable Mid-Range Performer
The Vivo Y400 Pro offers a vibrant 120Hz display, a reliable Snapdragon 6 Gen 1 processor, and long-lasting 5000mAh battery with 44W charging.
💰 Price: ₹24,999
⭐ Best For: Office goers, students, and everyday users.
💸 5. Vivo T4x 5G – Budget 5G Powerhouse
The Vivo T4x 5G proves that you don’t need to spend big for great performance. With the Dimensity 6100+ processor, 120Hz display, and a massive battery, it’s one of the best 5G phones under ₹16,000.
💰 Price: ₹15,499
⭐ Best For: First-time 5G buyers and budget-conscious users.
💳 Best Ways to Buy a Vivo Phone on EMI (Without a Credit Card)
Worried about paying full price upfront? Don’t worry — here are the top platforms where you can buy your Vivo smartphone on EMI, even without a credit card:
🏦 1. Bajaj Finserv EMI Store
- Get 0% EMI on Vivo phones.
- Requires only a Bajaj EMI Card, not a credit card.
- Quick approval and doorstep delivery.
💰 2. Amazon Pay Later
- Apply for Amazon Pay Later and get instant EMI options (3–12 months).
- Only basic KYC required — no card needed.
- Available for all top Vivo phones on Amazon.
🛒 3. Flipkart Pay Later / Debit Card EMI
- Use Flipkart Pay Later for no-cost EMI or choose debit EMI with HDFC, SBI, ICICI, etc.
- Easy to set up directly in the Flipkart app.
🏬 4. HDFC & ICICI Bank Debit Card EMI
- Convert payments into EMI instantly using your debit card.
- Works both online and in physical Vivo stores.
💻 5. Vivo Official Store Offers
- Visit shop.vivo.com/in to get exclusive EMI and cashback offers.
- Festive sales often include extra discounts and exchange bonuses.
💡 Pro Tip:
During major sales (Diwali, Republic Day, etc.), Vivo offers 10% cashback + 0% EMI with select banks — the perfect time to upgrade!
✨ Final Thoughts
Whether you’re chasing flagship power or looking for a budget 5G phone, Vivo’s 2025 lineup has something for every kind of user. And with easy EMI options available — even without a credit card — upgrading your phone has never been this simple.